Does Land Depreciate? What the IRS Actually Says (2026)
Short answer: no, not for tax purposes. The IRS treats land as an asset that never wears out, so it doesn’t qualify for the depreciation deductions available on buildings, equipment, or vehicles. But that’s not the whole story, and if you stop there, you’ll miss a few things that actually matter for your wallet. Does […]
How Much Is My Land Worth to a Developer? (2026 Guide)
A developer calls, says they’re interested in your property, and suddenly you’re asking the same question every landowner asks at this point: how much is my land worth to a developer? Not what a home buyer would pay. Not what the county assessor has it listed at. What a developer, specifically, would pay. The answer […]
10 Reasons landscaping companies need working capital 2026
Landscaping looks simple from the outside. Mow, plant, install, get paid. In reality, it’s one of the most cash-intensive small business models around. There are several reasons landscaping companies need working capital, from covering expensive equipment and weekly payroll to managing seasonal slowdowns and delayed client payments. Trucks and mowers cost tens of thousands of […]
USDA Zero-Down Land & Construction Loans in Texas 2026 Guide
Most of what you’ve read on this site so far comes with a down payment attached – sometimes a steep one. There’s one exception worth its own dedicated look. A USDA land loan in Texas can finance land and a new home together with zero down payment, and most people who’d qualify have never heard […]
Best Texas Counties to Buy Land in 2026
Texas has 254 counties, and asking “where’s the best place to buy land” is a bit like asking “where’s the best place to eat in America.” The honest answer depends entirely on what you’re optimizing for and the price-per-acre spread across this state is wide enough that picking the wrong region can cost you tens […]
Is Land a Good Investment? What to Know Before You Buy
Land has a reputation as the “safe” investment – something solid, something they’re not making more of. That reputation isn’t wrong exactly, but it’s incomplete. Is land a good investment? It can be, and it can also tie up your money for a decade with nothing to show for it. Which one you get depends […]
Land Loan vs Construction Loan: Which One Do You Actually Need?
If you’re planning to buy land and build on it, you’ve probably run into two different loan types that sound like they might do the same thing. They don’t. The land loan vs construction loan question comes down to different problems entirely, and picking the wrong one or not knowing the difference going in – […]
Land Loan Down Payment: How Much You Actually Need in 2026
Ask five different lenders how much you need down for a land loan (sometimes called a “lot loan”) and you’ll probably get five different answers. That’s not lenders being difficult – land down payments genuinely vary more than home mortgage down payments do, and the number depends on things most first-time buyers don’t think to […]
Raw Land vs Improved Land Loan: Which One Do You Need?
Standing in front of a piece of property you like, the last thing on your mind is probably loan classification. But it’s the first thing your lender cares about. Understanding raw land vs improved land loan differences changes almost everything about the deal – the rate, the down payment, even whether some lenders will touch […]
Invasive Cotton Jassid Alert: Save Your Texas Yield Now
Texas grows more cotton than every other state combined comes close to matching, and it’s why an invasive cotton jassid Alert outbreak in Texas fields carries so much weight beyond just one farm. Millions of acres go in every spring, and once that crop comes off the field it just keeps working – feeding rural […]